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Insurance point of view


Update:  Insurance reality  5/11/2010

In the Tampa paper this morning was an article about how some industry leaders are going to deal with government run insurance. It was reported that AT&T could save over 4 billion dollars if they terminated the insurance coverage that they are currently providing their employees and pay the government penalty for stopping it. This is a trend that will be set by the larger corporations in our country and to be followed by all industry. It looks like government run insurance will put a complete stop to what we currently call employer supplied insurance benefit.


I am afraid that with the government creating insurance rules there are going to be big problems in the near future. I think it is a good idea for everyone to have health insurance, but I believe that the program is going to cause the current companies who are supplying some kind of coverage for their employees and retirees to stop. It will create an opportunity for employers to offer the coverage but at full cost instead of a benefit.

I know that times are tough economically and companies are looking for ways to cut cost. I understand the position they are in, but when things get turned back around and profits are being realized the insurance will not come back. Once out they will stay out and the total cost of coverage will be on us. Some people say it should be that way but one thing that is being left out is the fact that the workers took a smaller pay raise throughout the years so the insurance would be a benefit. So in real terms the companies are only paying for the coverage with our money in the first place. If they are going to take away the insurance then the employees should get the cost in their weekly wages.

I am not in favor of taking away some of the benefits of those who do have it and giving it to those who are without. There is no incentive for a company to find a way to provide coverage if the government is going to force us to buy the coverage. Jobs are hard to find and especially the kind that offer health insurance. I say don’t take it away from those who have it, but find a way for those who don’t have to be able to afford it.

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Categories : Trumans opinion


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